Mortgage Payments
Help provide funds that can be used toward monthly payments or the remaining mortgage balance.
Mortgage Protection
Help protect the home your family worked hard to build.
Mortgage protection uses life insurance to help provide money your family can use toward the mortgage and other household expenses if you pass away.
SIMPLE. AFFORDABLE. PERSONAL.
Keep the home from becoming another worry.
The benefit generally goes to your beneficiary, giving your family flexibility to use the money for the mortgage, household bills, or other priorities.
What It Can Help With
Protection centered around your home and family.
Household Stability
Give your family financial breathing room while they adjust.
Flexible Use
Beneficiaries can generally use the death benefit based on their most important needs.
Family Security
Help reduce the risk of a major housing decision being forced during an already difficult time.
How It Works
Built around the mortgage you already have.
We’ll look at your mortgage balance, years remaining, family income needs, health, and budget. Then we can compare life insurance options that may fit the protection you want.
✓ Coverage can be sized around the mortgage
✓ Term options may align with years remaining
✓ Benefits typically go to your chosen beneficiary
✓ Some plans may offer simplified underwriting
Common Questions
Good questions deserve clear answers.
Is mortgage protection the same as PMI?
No. Private mortgage insurance generally protects the lender. Mortgage protection life insurance is designed to provide a death benefit to your beneficiary.
Does the money have to go directly to the mortgage company?
Typically no. With life insurance, the beneficiary generally receives the death benefit and decides how to use it.
Can I still get coverage if I already own my home?
Yes. Mortgage protection is simply a way of using life insurance to protect a major family obligation.
Ready to Compare Options?
Let’s find coverage that fits your life and your budget.
No pressure. Just straightforward help understanding what may be available based on your age, health, state, and coverage goals.