@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&family=Playfair+Display:wght@600;700&display=swap');

:root{
  --black:#070707;
  --charcoal:#111111;
  --card:#171717;
  --gold:#f4c430;
  --gold-soft:#d7ad23;
  --white:#ffffff;
  --muted:#bdbdbd;
  --line:rgba(255,255,255,.12);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--black);color:var(--white);font-family:Inter,system-ui,-apple-system,sans-serif;line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1160px,92%);margin:0 auto}
.narrow{width:min(850px,92%)}
.section{padding:96px 0}
.section-dark{background:#0d0d0d;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.eyebrow{display:inline-block;color:var(--gold);font-size:.77rem;font-weight:800;text-transform:uppercase;letter-spacing:.16em;margin-bottom:16px}
h1,h2,h3,p{margin-top:0}
h1{font-family:"Playfair Display",serif;font-size:clamp(3.3rem,7vw,6.8rem);line-height:.96;letter-spacing:-.035em;margin-bottom:26px}
h1 span{color:var(--gold)}
h2{font-family:"Playfair Display",serif;font-size:clamp(2.3rem,4.5vw,4rem);line-height:1.08;margin-bottom:20px}
h3{font-size:1.25rem}
.lead{font-size:1.16rem;color:#d7d7d7;max-width:620px}
.btn{display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#ffd84b,var(--gold-soft));color:#0a0a0a;font-weight:800;padding:15px 22px;border-radius:7px;border:1px solid var(--gold);box-shadow:0 8px 28px rgba(244,196,48,.16);transition:.2s}
.btn:hover{transform:translateY(-1px);filter:brightness(1.03)}
.btn-small{padding:10px 14px}
.btn-ghost,.btn-outline{background:transparent;color:var(--white);border:1px solid rgba(255,255,255,.28);box-shadow:none}
.btn-outline:hover,.btn-ghost:hover{border-color:var(--gold);color:var(--gold)}
.hidden{display:none}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(7,7,7,.87);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between}
.brand img{width:245px;height:58px;object-fit:contain;object-position:left center}
.nav-links{display:flex;gap:24px;align-items:center;font-size:.92rem}
.nav-links>a:not(.btn):hover{color:var(--gold)}
.nav-phone{font-weight:700}
.menu-toggle{display:none;background:none;border:0;color:white;font-size:1.7rem}

/* Hero */
.hero{position:relative;overflow:hidden;padding:100px 0 82px;background:
radial-gradient(circle at 78% 24%, rgba(244,196,48,.18), transparent 26%),
radial-gradient(circle at 20% 85%, rgba(244,196,48,.07), transparent 22%),
linear-gradient(180deg,#090909,#060606)}
.hero:before{content:"";position:absolute;inset:0;background-image:
linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),
linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);
background-size:42px 42px;mask-image:linear-gradient(to bottom,transparent,black 18%,black 80%,transparent)}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:center;position:relative}
.hero-sub{font-size:1.22rem;color:#d6d6d6;max-width:680px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:32px 0 42px}
.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding-top:26px;border-top:1px solid var(--line)}
.trust-row strong,.trust-row span{display:block}
.trust-row strong{font-size:.9rem;color:#fff;margin-bottom:5px}
.trust-row span{font-size:.78rem;color:#a9a9a9}
.hero-card{background:linear-gradient(180deg,rgba(29,29,29,.9),rgba(14,14,14,.92));border:1px solid rgba(244,196,48,.28);border-radius:22px;padding:36px;box-shadow:0 30px 80px rgba(0,0,0,.45)}
.hero-card h2{font-size:2.1rem}
.hero-card p{color:#c9c9c9}
.shield-mark{width:56px;height:56px;border:2px solid var(--gold);border-radius:16px;display:grid;place-items:center;font-family:"Playfair Display";font-size:1.8rem;color:var(--gold);margin-bottom:28px}
.mini-label{font-size:.72rem;color:var(--gold);font-weight:800;letter-spacing:.15em}
.text-link{color:var(--gold);font-weight:700}
.gold-strip{background:var(--gold);color:#080808;padding:14px 0}
.strip-grid{display:flex;gap:18px;justify-content:center;align-items:center;flex-wrap:wrap;font-weight:800;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em}
.strip-grid i{width:4px;height:4px;background:#111;border-radius:99px}

/* Headings & cards */
.section-heading{max-width:760px;margin-bottom:46px}
.section-heading p{color:#bdbdbd;font-size:1.06rem}
.centered{text-align:center;margin-left:auto;margin-right:auto}
.cards.three{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.service-card{background:#111;border:1px solid var(--line);border-radius:18px;padding:30px;min-height:270px;display:flex;flex-direction:column}
.service-card.featured{border-color:rgba(244,196,48,.5);background:linear-gradient(180deg,#17140a,#111)}
.service-card .icon{color:var(--gold);font-weight:800;letter-spacing:.12em;margin-bottom:38px}
.service-card p{color:#bfbfbf}
.service-card a{color:var(--gold);font-weight:700;margin-top:auto}

/* Why */
.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}
.check-list{display:grid;gap:18px}
.check-list>div{display:grid;grid-template-columns:36px 1fr;gap:14px;background:#141414;border:1px solid var(--line);padding:18px;border-radius:12px}
.check-list b{color:var(--gold);font-size:1.2rem}

/* Process */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.step{padding:28px;border-left:1px solid rgba(244,196,48,.38)}
.step span{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--gold);color:#111;font-weight:900;margin-bottom:22px}
.step p{color:#b8b8b8}

/* About */
.about{background:linear-gradient(180deg,#070707,#0b0b0b)}
.about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:center}
.portrait-frame{position:relative;border-radius:20px;overflow:hidden;border:1px solid rgba(244,196,48,.3);box-shadow:0 30px 70px rgba(0,0,0,.5)}
.portrait-frame:after{content:"";position:absolute;inset:0;box-shadow:inset 0 0 0 1px rgba(255,255,255,.06)}
.portrait-frame img{width:100%;aspect-ratio:4/5;object-fit:cover}
.about-copy p{color:#c7c7c7}
blockquote{margin:30px 0;padding:22px 24px;border-left:3px solid var(--gold);background:#121212;color:#f0f0f0;font-family:"Playfair Display";font-size:1.35rem}

/* FAQ */
.faq{background:#0d0d0d}
details{border-top:1px solid var(--line);padding:22px 0}
details:last-child{border-bottom:1px solid var(--line)}
summary{cursor:pointer;font-weight:700;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;gap:16px}
summary:after{content:"+";color:var(--gold);font-size:1.4rem}
details[open] summary:after{content:"–"}
details p{color:#bcbcbc;padding:12px 28px 0 0}

/* Quote */
.quote-section{background:
radial-gradient(circle at 15% 25%,rgba(244,196,48,.10),transparent 25%),
#070707}
.quote-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}
.phone-card{display:inline-flex;flex-direction:column;border:1px solid rgba(244,196,48,.35);padding:18px 20px;border-radius:12px;margin-top:18px}
.phone-card span{font-size:.75rem;color:#aaa;text-transform:uppercase;letter-spacing:.1em}
.phone-card strong{font-size:1.35rem;color:var(--gold)}
.quote-form{background:#111;border:1px solid var(--line);border-radius:18px;padding:28px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{display:grid;gap:7px;font-size:.84rem;font-weight:700;margin-bottom:15px}
input,select,textarea{width:100%;background:#090909;color:white;border:1px solid #303030;border-radius:8px;padding:13px 14px;font:inherit}
input:focus,select:focus,textarea:focus{outline:1px solid var(--gold);border-color:var(--gold)}
.consent{grid-template-columns:20px 1fr;align-items:start;font-weight:400;color:#aaa;font-size:.75rem}
.consent input{margin-top:4px}
.form-submit{width:100%;border:0;cursor:pointer;font-size:1rem}
.form-note{font-size:.72rem;color:#8f8f8f;text-align:center;margin:12px 0 0}

/* Footer */
footer{border-top:1px solid var(--line);padding:55px 0 24px;background:#050505}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}
.footer-brand img{width:280px}
.footer-brand p{color:#888}
footer h4{color:var(--gold);margin:0 0 12px}
footer a{display:block;color:#bdbdbd;margin:8px 0}
.legal{border-top:1px solid var(--line);margin-top:38px;padding-top:20px;color:#777;font-size:.75rem}

/* Mobile */
@media (max-width:900px){
  .nav-links{position:absolute;left:0;right:0;top:82px;background:#090909;border-bottom:1px solid var(--line);padding:24px 4%;display:none;flex-direction:column;align-items:stretch}
  .nav-links.open{display:flex}
  .menu-toggle{display:block}
  .hero{padding-top:70px}
  .hero-grid,.split,.about-grid,.quote-grid{grid-template-columns:1fr}
  .hero-card{margin-top:8px}
  .cards.three,.steps{grid-template-columns:1fr}
  .trust-row{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .footer-brand{grid-column:1/-1}
}
@media (max-width:600px){
  .section{padding:72px 0}
  .nav-wrap{height:72px}
  .brand img{width:205px;height:50px}
  .nav-links{top:72px}
  .hero{padding:58px 0 64px}
  h1{font-size:3.55rem}
  .hero-sub{font-size:1.05rem}
  .hero-actions{display:grid}
  .btn{width:100%}
  .hero-card{padding:26px}
  .hero-card h2{font-size:1.75rem}
  .form-row{grid-template-columns:1fr;gap:0}
  .footer-grid{grid-template-columns:1fr}
  .footer-brand{grid-column:auto}
}

/* v2 refinements */
.section{padding:76px 0}
.hero{padding:78px 0 64px}
.nav-wrap{height:72px}
.brand img{width:250px;height:50px}
.hero-grid{gap:42px}
.hero-card{padding:28px}
.trust-row{margin-top:8px}
.gold-strip{padding:11px 0}
.section-heading{margin-bottom:34px}
.service-card{min-height:230px;padding:26px}
.steps{gap:14px}
.step{padding:22px}
.about-grid{gap:44px}
.portrait-frame img{aspect-ratio:4/4.6;object-position:center 38%}
.quote-grid{gap:44px}
.quote-form{padding:24px}
input,select,textarea{padding:11px 12px}
.mid-cta{padding:36px 0;background:#0f0d07;border-top:1px solid rgba(244,196,48,.25);border-bottom:1px solid rgba(244,196,48,.25)}
.mid-cta-inner{display:flex;justify-content:space-between;gap:30px;align-items:center}
.mid-cta h2{font-size:2.2rem;margin-bottom:0}
.mid-cta-actions{display:flex;gap:10px;flex-wrap:wrap}
.footer-brand img{width:220px}

@media (max-width:900px){
  .nav-links{top:72px}
  .about-grid{grid-template-columns:1fr}
  .about-copy{order:1}
  .portrait-frame{order:0}
  .mid-cta-inner{display:grid}
}
@media (max-width:600px){
  .section{padding:54px 0}
  .hero{padding:46px 0 48px}
  .container{width:min(100% - 44px,1160px)}
  .brand img{width:180px;height:42px}
  h1{font-size:3.15rem}
  h2{font-size:2.35rem}
  .hero-card{padding:22px;margin-top:2px}
  .hero-card h2{font-size:1.6rem}
  .trust-row{gap:12px;padding-top:18px}
  .trust-row span{font-size:.76rem}
  .gold-strip{padding:10px 0}
  .strip-grid{gap:8px 12px;font-size:.7rem}
  .section-heading{margin-bottom:26px}
  .service-card{min-height:auto;padding:22px}
  .service-card .icon{margin-bottom:24px}
  .split{gap:28px}
  .check-list{gap:10px}
  .check-list>div{padding:14px}
  .steps{gap:0}
  .step{padding:18px 18px 24px}
  .about-grid{gap:26px}
  .portrait-frame{max-width:420px;margin:0 auto}
  .portrait-frame img{aspect-ratio:4/4.3}
  blockquote{margin:22px 0;padding:18px 20px;font-size:1.15rem}
  .mid-cta{padding:30px 0}
  .mid-cta h2{font-size:1.85rem}
  .mid-cta-actions{display:grid}
  .quote-grid{gap:26px}
  .quote-form{padding:20px}
  label{margin-bottom:11px}
  input,select,textarea{padding:10px 11px}
  textarea{min-height:90px}
  footer{padding-top:38px}
  .footer-brand img{width:175px}
}

.schedule-card{margin-left:12px}
.about-copy .btn + .btn{margin-left:10px}
.thank-you-page{min-height:100vh;background:radial-gradient(circle at 20% 20%, rgba(244,196,48,.09), transparent 24%),#070707}
.thank-you-main{min-height:calc(100vh - 180px)}
.thank-you-hero{padding:72px 0 84px}
.thank-you-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.thank-you-copy h1{font-size:clamp(3.2rem,7vw,6rem)}
.thank-you-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 26px}
.thank-you-note{max-width:620px;padding:18px 20px;border:1px solid rgba(244,196,48,.28);border-radius:12px;background:#111}
.thank-you-note strong{color:var(--gold)}
.thank-you-note p{margin:6px 0 0;color:#bdbdbd}
.thank-you-card{border:1px solid rgba(244,196,48,.35);border-radius:22px;overflow:hidden;background:#111;box-shadow:0 30px 70px rgba(0,0,0,.45)}
.thank-you-card img{width:100%;aspect-ratio:4/4.15;object-fit:cover;object-position:center 35%}
.thank-you-card-copy{padding:24px}
.thank-you-card-copy h2{font-size:2.15rem;margin-bottom:4px}
.thank-you-card-copy p{color:#bdbdbd}
.thank-you-card-copy .quote{font-family:"Playfair Display",serif;font-size:1.2rem;color:#fff;margin-top:18px}
.thank-you-footer{padding-top:0}
@media (max-width:900px){.thank-you-grid{grid-template-columns:1fr}.thank-you-card{max-width:520px}}
@media (max-width:600px){.schedule-card{margin-left:0;margin-top:10px}.about-copy .btn + .btn{margin-left:0;margin-top:10px}.thank-you-hero{padding:46px 0 56px}.thank-you-copy h1{font-size:3.25rem}.thank-you-actions{display:grid}.thank-you-card-copy{padding:20px}}

/* v4 thank-you flow */
.thank-you-note{margin:26px 0 18px}
.thank-you-actions{margin:0 0 26px}


/* v5: pure-black site background + simplified hero */
html, body { background:#000 !important; }
body { background:#000 !important; }
.site-header { background:rgba(0,0,0,.96) !important; }
.hero {
  background:#000 !important;
}
.hero:before {
  opacity:.28;
}
.hero-glow {
  display:none !important;
}
.section,
.section-dark,
.about,
.faq,
.quote-section,
.process,
footer {
  background:#000 !important;
}
.mid-cta {
  background:#000 !important;
}
.service-card,
.hero-card,
.check-list>div,
.quote-form,
blockquote,
.thank-you-note,
.thank-you-card {
  background:#111 !important;
}
.service-card.featured {
  background:#111 !important;
}
.phone-card {
  background:#000;
}
.gold-strip {
  background:var(--gold) !important;
}
.schedule-card {
  display:none !important;
}

/* v6: agent NPN */
.agent-npn{margin:.35rem 0 .6rem;color:var(--muted);font-size:.9rem;line-height:1.4;}